Free Financial Tools

Run the numbers.
See what's possible.

Free calculators to help you understand your financial picture — no account required. Use them as a starting point, then book a free consultation to build a real plan around the numbers.

Calculator 01

Savings Growth Calculator

See how your savings grow over time with regular contributions and compound interest. Adjust the inputs to model your current savings plan or explore what's possible with small changes.

Current Savings
$
Monthly Contribution
$
Annual Interest Rate
%

The S&P 500 has averaged ~7% annually after inflation historically.

Time Period — 20 years
1 yr40 yrs
Total Balance $0 after 20 years
Your contributions $0
Interest earned $0
Interest as % of total 0%
Monthly needed to reach $1M

Balance over time

Contributions
Interest earned

Adjust the inputs above to see your personalized savings projection.

Want to build a savings plan around your actual numbers? A free 30-minute consultation is the first step.

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Calculator 02

Retirement Projection Calculator

Project your retirement balance and see how much monthly income it could generate. Understand whether you're on track, and what changes would make the biggest difference.

Current Age
Retirement Age
Current Retirement Savings
$
Monthly Contribution
$
Expected Annual Return
%
Withdrawal Rate in Retirement
%

The 4% rule is a common retirement planning guideline.

Projected Balance at Retirement $0 in 40 years
Monthly income in retirement $0
Annual income in retirement $0
Total you'll contribute $0
Growth from investing $0
Years of retirement funded

Projected balance by decade

Adjust the inputs above to see your personalized retirement projection.

A retirement projection is just the start. A real plan accounts for Social Security, inflation, taxes, and your specific goals.

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Calculator 03

Debt Payoff Calculator

See how long it will take to pay off your debt, and how much interest you'll pay along the way. Small increases to your monthly payment can make a dramatic difference.

Total Debt Balance
$
Annual Interest Rate
%
Monthly Payment
$
Extra Monthly Payment (optional)
$

See how much faster you pay off debt with extra payments.

Payoff Timeline 0 yrs Debt-free by —
Total interest paid$0
Total amount paid$0
With Extra Payment
Time saved
Interest saved

Adjust the inputs above to see your debt payoff timeline.

Remaining balance over time

Standard payments
With extra payment

Debt strategy is most powerful when it's coordinated with your savings and investment goals. LFA helps you do both at once.

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Ready for a Real Plan?

Numbers are just the start.

A calculator can show you what's possible. A financial plan built around your actual life shows you how to get there. Book a free 30-minute consultation. No obligation.

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