LFA provides personal financial planning at every stage. Plans start at $75/month and every client begins with a free consultation. Founding member rates from $50/month for the first 50 clients.
Every client starts with a free 30-minute consultation.
A 30-minute introductory call to understand your situation, your goals, and which LFA plan is the right fit. No commitment required.
Before your first meeting, you complete a structured questionnaire covering your finances, goals, and risk tolerance. Time together is spent on strategy, not intake.
A personalized plan built around your specific situation: goals, investment approach, debt, and more. Included in Essential and Growth tiers.
Planning meetings, year-round portal access, a monthly personal letter from Derek, and an advisor available when things change. Your plan stays current because your life keeps moving.
Every service below is available through LFA's membership tiers, starting at $75/month. Higher tiers unlock more services and deeper planning sessions.
01
Core Service — All Tiers
The foundation of everything LFA does. A financial plan that brings your income, spending, savings, debt, investments, and goals into one clear roadmap built specifically for you.
Included in Essential & Growth tiers
Full financial snapshot
Assets, liabilities, income, and cash flow organized in one place.
Goal mapping & prioritization
Your goals ranked, structured, and tied to a realistic timeline.
Written financial plan
A documented plan you can reference, update, and hold yourself accountable to.
Annual plan reviews
Your plan is revisited and updated every year to reflect changes in your life.
Monthly personal letter
A 300–400 word letter from Derek each month — your financial situation, your progress, what to focus on next.
02
Long-Term Planning · Essential & Growth
Retirement planning in your 20s and 30s isn't about guessing. It's about giving compound interest as much time as possible. LFA helps you understand what you need, which accounts to use, and how to build toward a retirement that reflects your life.
03
Investing · Essential & Growth
LFA doesn't chase performance or make speculative calls. Investment guidance is grounded in your risk tolerance, time horizon, and goals, with a focus on consistency over short-term noise.
04
Debt Strategy · Essential & Growth
Debt is one of the biggest barriers between where you are and where you want to be. LFA helps you build a clear, prioritized plan to eliminate debt efficiently, while keeping your other goals moving forward at the same time.
05
Accountability · All Tiers
The LFA client portal keeps your goals visible and your progress measurable. Available on every tier so you stay connected to your plan between meetings.
Three tiers built for every stage, from getting organized to a full advisory relationship.
Jumpstart
The right place to start — get organized and build the foundation.
Essential
The complete LFA experience — a written plan, two meetings per year, and real momentum toward your goals.
Growth
For clients with more moving parts — deeper guidance, more meetings, and the full analytical toolkit.
Small business owners have a CPA for taxes. What most don't have is someone thinking strategically about cash flow, owner compensation, profit allocation, and long-term growth.
LFA's fractional CFO service brings that lens to your business on a monthly basis, coordinated with your personal financial picture so everything moves together.
Monthly cash flow review and business financial reporting
Owner compensation and profit allocation strategy
Business goal tracking and growth planning
Personal and business finances coordinated together
Pricing is tailored to the scope of each engagement. Reach out to discuss whether it's the right fit.
Get in TouchBook a free 30-minute consultation and find out which LFA plan is the right fit for where you are right now.
Express Interest